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Much Awaited 13th Month Pay

Started by lyts07, November 06, 2014, 02:03:12 PM

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marvinofthefaintsmile

Quote from: SeanJulian on November 13, 2014, 06:55:26 PM
got my 13th month pay, ayun, napunta lang sa pambayad ng credit card, nyahahah
wala na, parang sumweldo lang ako ng normal, tas may iba pakong pinagkakautangan

this shows that you are not wise when it comes to spending money. you have to control yourself from spending too much and more than you can afford. mag-ingat baka mabaon ka sa utang.

Peps

Quote from: marvinofthefaintsmile on November 10, 2014, 09:00:58 PM
Quote from: rye273896 on November 09, 2014, 12:50:43 PM
Di rin mgagalaw. im planning to get a life insurance with investment. Stop na muna cravinf for a new cp. That can wait. Need to plan for the future. :)

Im still using my cp that I bought for 17,000 5 years ago.. Aint gonna get a new cellphone.

di ka ba naka postpaid? para every 2 years binibigyan ka ng bagong phone. Sa January kasi renewal ko ng contract pero pwede ko na daw kunin unit this december

marvinofthefaintsmile

Quote from: Peps on November 13, 2014, 09:21:32 PM
Quote from: marvinofthefaintsmile on November 10, 2014, 09:00:58 PM
Quote from: rye273896 on November 09, 2014, 12:50:43 PM
Di rin mgagalaw. im planning to get a life insurance with investment. Stop na muna cravinf for a new cp. That can wait. Need to plan for the future. :)

Im still using my cp that I bought for 17,000 5 years ago.. Aint gonna get a new cellphone.

di ka ba naka postpaid? para every 2 years binibigyan ka ng bagong phone. Sa January kasi renewal ko ng contract pero pwede ko na daw kunin unit this december

nope. I'm not into postpaid kasi hindi naman ako pala-gamit ng cellphone (ngayon siguro mejo madalas kasi me gf na ako, puro text text lang). So I'm just using prepaid.

SeanJulian

Quote from: marvinofthefaintsmile on November 13, 2014, 08:42:45 PM
Quote from: SeanJulian on November 13, 2014, 06:55:26 PM
got my 13th month pay, ayun, napunta lang sa pambayad ng credit card, nyahahah
wala na, parang sumweldo lang ako ng normal, tas may iba pakong pinagkakautangan

this shows that you are not wise when it comes to spending money. you have to control yourself from spending too much and more than you can afford. mag-ingat baka mabaon ka sa utang.

yup, pero ndi e, sabihin na nating "napupulis" ng magulang
haha, pero at this current rate hindi parin ako makakapag ipon kahit anu gawin ko until next year

marvinofthefaintsmile

Quote from: SeanJulian on November 14, 2014, 06:25:50 AM
Quote from: marvinofthefaintsmile on November 13, 2014, 08:42:45 PM
Quote from: SeanJulian on November 13, 2014, 06:55:26 PM
got my 13th month pay, ayun, napunta lang sa pambayad ng credit card, nyahahah
wala na, parang sumweldo lang ako ng normal, tas may iba pakong pinagkakautangan

this shows that you are not wise when it comes to spending money. you have to control yourself from spending too much and more than you can afford. mag-ingat baka mabaon ka sa utang.

yup, pero ndi e, sabihin na nating "napupulis" ng magulang
haha, pero at this current rate hindi parin ako makakapag ipon kahit anu gawin ko until next year

anu yung napupulis?

vortex

Unfortunately di ko pa makukuha ang 13th month pay ko. I just resigned kasi this month so baka next year ko pa makuha. hahaha. Sadly but the truth is, pambayad ko lang sa Credit card ko ang makukuha ko saka sa invest ko sa Mutual fund/insurance. Haaay, this year, nawala ang pagiging wise ko sa pera di ko alam kung baket. Well, kakulangan ko rin naman. Kailangan bumawi na next year. Hahaha. May ipon pa naman, ang problema iyon ang magagalaw ko sine I will be out of salary sa December.

vortex

nung first job ko,nakuha ko 13th month pay ko (mababa lang sweldo ko) inipon ko para pambakasyon ng Mama ko sa Kalibo, sa province namin kasama pamangkin ko saka kuya ko. Kasama na don lahat pati pang-boracay nila. hahaha. Then bumili ako ng Gaming Rig, pang-simulation na rin since need ko sa field ko ang mataas na specs ng pc for simulation. Tapos yung natira savings.
Last year naman, nag-post birthday kami ng family ko, then itinira ko yung iba, tapos nahiram ata ng kapatid ko yung iba, then pang-surgery ng mama ko sa mata, yung iba nadudukot-dukot na din sa emergency.. hehehe.
yung sa ngayon, pang-mutual fund/insurance, pambayad credit card, then pang-shopping sana. hahaha. gusto ko gumastos nang gumastos this year. hahaha.

Jon



SeanJulian

Quote from: marvinofthefaintsmile on November 17, 2014, 08:57:05 PM
Quote from: SeanJulian on November 14, 2014, 06:25:50 AM
Quote from: marvinofthefaintsmile on November 13, 2014, 08:42:45 PM
Quote from: SeanJulian on November 13, 2014, 06:55:26 PM
got my 13th month pay, ayun, napunta lang sa pambayad ng credit card, nyahahah
wala na, parang sumweldo lang ako ng normal, tas may iba pakong pinagkakautangan

this shows that you are not wise when it comes to spending money. you have to control yourself from spending too much and more than you can afford. mag-ingat baka mabaon ka sa utang.

yup, pero ndi e, sabihin na nating "napupulis" ng magulang
haha, pero at this current rate hindi parin ako makakapag ipon kahit anu gawin ko until next year

anu yung napupulis?

nahaharang, pag alam na may pera ako, matik na
yung tipong napupulis, yung may pursyento sila
tas alam pa nila kung kailan ang dating ng bonus ko, daig pa ako eh

pero ayun, ubos na, kung wala sa banko, nasa magulang hehe

vortex

Nakuha ko na 13th month pay ko and pati sweldo ko bago ako mag-resign. Sa 13th month napunta sa Insurance/mutual fund ko, then sa account ng Mama ko, tapos namili ako nung bday ko, then tithes, gitara ng pamangkin ko as promised then kain sa labas with mga pamangkin and Mama ko.
sa sweldo: as usual bayad ng house bills like kuryente, internet and phone,  postpaid bills, pambayad ng books ng pamangkin ko sa College, pambayad sa na-acquire na property sa Rizal, then tithes. Hahaha...

chris_davao

Quote from: SeanJulian on November 13, 2014, 06:55:26 PM
got my 13th month pay, ayun, napunta lang sa pambayad ng credit card, nyahahah
wala na, parang sumweldo lang ako ng normal, tas may iba pakong pinagkakautangan

yes! hahaha

SeanJulian

Quote from: vortex on December 01, 2014, 12:38:55 PM
Nakuha ko na 13th month pay ko and pati sweldo ko bago ako mag-resign. Sa 13th month napunta sa Insurance/mutual fund ko, then sa account ng Mama ko, tapos namili ako nung bday ko, then tithes, gitara ng pamangkin ko as promised then kain sa labas with mga pamangkin and Mama ko.
sa sweldo: as usual bayad ng house bills like kuryente, internet and phone,  postpaid bills, pambayad ng books ng pamangkin ko sa College, pambayad sa na-acquire na property sa Rizal, then tithes. Hahaha...

ayos sir parang shouldered mo lahat ng expenses sa bahay nyo aa? hirap ata nyan, ang sinagot ko lang e kuryente ska telephone bill

@chris_d: wahahah :p

vortex

Quote from: SeanJulian on December 01, 2014, 02:27:59 PM
Quote from: vortex on December 01, 2014, 12:38:55 PM
Nakuha ko na 13th month pay ko and pati sweldo ko bago ako mag-resign. Sa 13th month napunta sa Insurance/mutual fund ko, then sa account ng Mama ko, tapos namili ako nung bday ko, then tithes, gitara ng pamangkin ko as promised then kain sa labas with mga pamangkin and Mama ko.
sa sweldo: as usual bayad ng house bills like kuryente, internet and phone,  postpaid bills, pambayad ng books ng pamangkin ko sa College, pambayad sa na-acquire na property sa Rizal, then tithes. Hahaha...

ayos sir parang shouldered mo lahat ng expenses sa bahay nyo aa? hirap ata nyan, ang sinagot ko lang e kuryente ska telephone bill

@chris_d: wahahah :p
hahaha... sakto lang Sir.

rye273896

May tira pa naman. Looking forward sa bonus sa feb lol.