PERA - Personal Equity and Retirement Account (Philippines)

[Chris]

In the Philippines, mostly people depend on SSS or GSIS for retirement.

However, a few years ago, the PH government created PERA ( Personal Equity and Retirement Account ) to aid today's generation in retiring sometime in the future.

Right now it's only available via BPI and BDO. Has anyone tried this product from banks? How is the fund performing?

[bugnutin99]

Never heard of this.

I checked the one on BPI and it looks interesting..

https://www.bpiexpressonline.com/p/1/676/personal-equity-and-retirement-account

[chris_davao]

**interesting

[bugnutin99]

I just learned that available na rin to sa company namin, but still thinking if I'll go for it.

Ang daming bills lalo na't breadwinner ako.

[Chris]

I just learned that available na rin to sa company namin, but still thinking if I'll go for it.

Ang daming bills lalo na't breadwinner ako.

Mag avail ka na. Balitaan mo kami kung OK ba hahahah

Sent from my SM-G935F using Pinoy Guy Guide mobile app

[Tmar27]

Sa Bdo.... almost all banks nag ooffer na... better  rates than saving banks... may mga mutual funds from other 'financial insurance company'... they offer other plans other than LIFe plans na parang SSS. Start small Lang Lahat. diversify yung saving para safe....

[amazingguy]

This is a better option than savings alone

[bugnutin99]

Hahaha pag-isipan ko boss Chris. Lol. Plano ko kasi ulit mag-business eh. Saka may insurance naman na ako although gusto kong insured talaga ko lalo na puso ko (LUH!)... So, one at a time.. haha

Pero nasa 70% na iyong willingness kong kumuha nito.