BusinessWorld

[mightee]

^ wow thanks! that is very informative. ngayon ko lang ulit nabasa itong thread na to

[makeOVAHpgg]

Wla po ako maisip n business pero nag PSE ako hehe nag buy. Stocks and gngwa q na siyang bangko insted sa savings d naman lumalago although nbabawasan sya pero long term naman sya kaya no need I.out agd un pera..

Colfinancial.com para sa mga gsto gayahin un gngwa ko wg mtkot:))

[paupau]

Thanks for this post, upon reading this, may na realize at naremember ako kasi na evaluate nadin sakin tung 5'C natu before.. Sa mga interesado mag loan, i had a nice experienced applying for a loan in LoanSolutions.PH, it changes the native style ng Filipinos in applying for a loan. Yung customer service nila very concern sa borrowers, they are not just pushing you to pursue the loan, but they also evaluates you, following also that 5'C na namention. Very nice service, try niyo wala mawawala sa inyo

[angelo]

Wla po ako maisip n business pero nag PSE ako hehe nag buy. Stocks and gngwa q na siyang bangko insted sa savings d naman lumalago although nbabawasan sya pero long term naman sya kaya no need I.out agd un pera..

Colfinancial.com para sa mga gsto gayahin un gngwa ko wg mtkot:))

good job!

dami iba pa dyan available...

[josephbr]

may nabasa din ako way back in college, pwede ka rin mag invest sa treasury ng govt. parang t-bill? ang cons is matagal pa vago magkainteres pero maa mataas sya compared sa interest rates ng mga bank. ichecheck ko pa ulit to. research ko pa.

[kenneth123]

What is the process of starting a business?

determine the 5 C's of credit:

*Character - kung anong business gusto mo. pinakamahalaga to pero often neglected. kasi maraming nagb-business ngayon dun lang sa kung ano ang patok. okay lang maging feasible pero try to consider your preference pa din. kailangan din ito to have a good credit rating.

*Capital - second most important. natural kailangan mo ng pera.

*Capacity - you need to have a good standing sa mga financial firms like banks. very crucial as it determines your overall cash flow and your rating--in a nutshell, what your business looks like in the eyes of investors. this will dictate your capacity of handling liabilities.

*Collateral - you need something big that will secure your loan, aka your soon-to-be business. an expensive asset or property is also boost, but not necessary. just something that makes a statement when you go to the bank and ask up for a loan for starting a business.

*Condition - eto ang pinakamahirap. siyempre kailangan magbigay ka ng conditions and agreements with the bank/lender. interest rate, amount of principal, years to pay etc. bola-bolahin mo lang yung bangko.


once na maayos mo na to, if small business lang with single proprietorship or partnership, punta ka ng DTI and BIR. if you will incorporate a full-size company, hire ka ng lawyer o kahit ikaw kung kaya mong gumawa ng laws. Punta ka ng SEC (Securities and Exchange Commission) to file your request for articles of incorporation, then DTI and BIR. if you have logos or any kind of IPs (intellectual properties), paregister mo sa IPO.


a long process, i know. pero once you receive your first financial statement/cash flow/balance sheet, tas nakita mong anlaki ng balik, wow.


*wala pa dito yung registration ng mga buildings/machinery/facilities at mga licences regarding natural activities like woodcutting/logging/fishing if ang business mo ay producing raw goods o kaya ay manufacturing. kung ang business mo ay consolidating/retailing/services, yung mga steps lang sa taas alam ko okay na.


please add more kung may nakalimutan ako. BSBM student here kaya may background hahaha.

agree ako sayo na capital ay isa sa pinaka mahalagang bagay pag nag business ka kailangan financially ready dahil ito ang nag papa takbo nang business pero ngayon hindi na masyado problema kung kulang ka sa pera kasi pwede kanang maka pag loan sa site na ito http://www.loansolutions.ph/ apply kalang online at sila nang bahalang maghanap nang lending partner na pinaka malapit nationwide.

[paupau]

Dream ko magka roon nga apartment units na paupahan. I also like having my own boutique and restaurant! 

[SeanJulian]

anu ba pdeng maging sideline aside from networking?
partime na pde pagkakitaan while doing full time work?

[sayonara]

^the internet/cyberspace can offer you a handful of part-time jobs. only, it often require skills and/or expertise on certain fields like creative writing, web editing, photoshop, etc.



speaking of business, any ideas what to sell? or set up? kung magkakabusiness kayo, do you prefer manufacturing, merchandising, o servicing?

[angelo]

i would prefer servicing. mas mahirap kapag produkto sa totoo lang.

[gab0iii]

i would prefer servicing. mas mahirap kapag produkto sa totoo lang.

yeah. mahirap produkto. pero may mga kakilala ko who quit their regular jobs to focus on selling... yung mga usana.. pag nagpost sa fb, life coach na life coach ang dating..

[angelo]

being a life coach is something that people earn from nowadays. i kinda do that. thats why in some aspects i feel strongly for some of the "wrong" attitudes of people, especially in business and growing wealth.

[raider]

Wla po ako maisip n business pero nag PSE ako hehe nag buy. Stocks and gngwa q na siyang bangko insted sa savings d naman lumalago although nbabawasan sya pero long term naman sya kaya no need I.out agd un pera..

Colfinancial.com para sa mga gsto gayahin un gngwa ko wg mtkot:))

Anong company binilian mo ng shares? 

[Lanchie]

being a life coach is something that people earn from nowadays. i kinda do that. thats why in some aspects i feel strongly for some of the "wrong" attitudes of people, especially in business and growing wealth.

You develop the skill and mindset and then make it into a income. Awesome.

[angelo]

true. it's an attitude game after all.